SBA Commercial Loans – Why the Drop in Funding?

As the credit crisis began a year ago, many industry professionals predicted that the SBA commercial loans would become much more popular as banks would become more and more conservative and seek the guarantee that the SBA provides.  However that has just not been the case.  It seemed to be such a “no brainer” that [...]

Cash Wash Loans – Now

If you own a cash wash and or are thinking of buying one, you’re going to want to make sure you’re prepared to deal with the new market realities of the commercial mortgage business for getting a car wash loan.  Bottom line is that the property is going to have to show a good income and you [...]

Restaurant Loans – Credit Crisis

As you may have guessed restaurant loans are taking a serious beating in the current credit crisis.  A year ago, and even 6 months ago there were many options.  In fact, 30 year fixed programs on restaurant loans where an option, stated income commercial loans where available, borrowers with very low and or no net [...]

Commercial Mortgage Credit Crisis – Hold On

If you are in the commercial mortgage industry you’ve got to read to MBA’s recent report on delinquency rates as it will be the best news you’ve had in weeks.   Of significance here is that our side of the business is holding its own, and is still performing.  
Despite all of the press and hype.  [...]

Commercial Mortgage Rates in The Credit Crisis

The question isn’t “what’s your current commercial mortgage rates” but rather “can you actually get this done”.  All too often we get new potential customers that come to us seeking commercial mortgage loans and within the first moments they ask what are commercial rates are.  We don’t blame them, they’re just trying to protect their time, [...]

Commercial Mortgage Training – Wall Street Issues

As the commercial mortgage industry continues to get throw around like a rag doll, due to the issues on Wall Street many commercial loan officers and brokers seem to be having a come to “Jesus Moment”.  Should I get out?  Should I get that MBA I’ve been thinking about for so long?  How about that [...]

Commercial Broker Fee Agreement – Exclusive or Non Exclusive?

Commercial mortgage brokers are constantly asking themselves if they should ask their clients for an exclusive relationship or go the “easier route” and secure a non exclusive arrangent on their commercial fee agreement.  What’s the difference?  What’s the pros and con’s of both?  That’s the point of this brief article.
An exclusive relationship within the commercial [...]

Commercial Mortgage Loans – Credit Crisis – Rally

In my humble opinion the credit crisis will be resolved and we as the commercial loan brokers that stuck it out will be in a strong positions when the secondary market returns.  These cycles happen every 10 to 15 years.  Compare what is happening right now to the saving and loans crisis in the 80’s.  [...]

Commercial Finance Advisors, Launches Commercial Mortgage Affiliate Program

Commercial Finance Advisors is excited to announce it has launched an affiliate program for its commercial mortgage broker STORE.  Items offered include commercial fee agreements, commercial mortgage training materials (books/DVD’s), and spreadsheets that all commercial mortgage brokers need.  Through the affiliate program companies or individual can get “in on the action” by placing a link on [...]

Commercial Mortgage Brokers – The Difference Between Mediocrity and Excellence

Of course there’s a lot that goes into being a successful commercial mortgage broker like marketing, contacts, sales skills, technical knowledge of the industry, market knowledge, bank contacts, proper administration set up, etc so I’m not trying to over simplify the issue; but in general why are there commercial mortgage loan brokers that make seven figures [...]